Before George Kramer can speak intelligently about the services that might be appropriate for you and your family, he needs to get to know you. And, before you can feel comfortable sharing your goals and dreams, you need to get to know George.


George Kramer has earned the Chartered Life Underwriter (CLU®) professional designation, the Chartered Financial Consultant (ChFC®) professional designation and the Retirement Income Certified Professional (RICP) Professional Designation.
The Chartered Life Underwriter (CLU®) designation has long been recognized as the fundamental and foremost educational credential for life insurance professionals. Since 1927, more than 94,000 individuals have earned their CLU®, helping them build a successful life insurance practice by providing clients with knowledgeable and ethical advice. For financial representatives, field management, home office personnel, and others involved in providing life insurance products to the public, the CLU® designation symbolizes continuing growth and commitment to professionalism.
The Chartered Financial Consultant (ChFC®) designation focuses on the comprehensive financial planning process as an organized way to collect and analyze information on a client's total financial situation; to identify and establish specific financial goals; and to formulate, implement, and monitor a comprehensive plan to achieve those goals. The ChFC® program provides financial services professionals with in-depth knowledge of the skills needed to perform comprehensive financial planning for their clients.


George Kramer is a member of the National Association of Insurance and Financial Advisors. 


Million Dollar Round Table (MDRT) 

George Kramer has been a member of the Million Dollar Round Table (MDRT) in 2003-2009 and 2011-2015.

MDRT is the premiere association of financial professionals. MDRT status is granted for one year and members must apply each year to continue their affiliation with MDRT. Founded in 1927, MDRT provides its members with resources to improve their technical knowledge, sales and client service while maintaining a culture of high ethical standards.

National Quality Award

George Kramer has received NAIFA's Quality Award (NQA) 2000-2006 and 2008-2010, 2011, 2014-2015.

NAIFA's longest-standing award, the National Quality Award recognizes NAIFA members for competence and dedication as indicated by their persistency records. Those who qualify for the NQA understand their clients' needs. The policies they sell remain in force for when their clients need them most.

George Kramer, CLU®, ChFC®, RICP®, MBA

Wealth Management Advisor

  • Office 814-616-0190 ext. 101

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